Financial Futures Fund

The Financial Futures Fund works in partnership with organisations across the UK to improve financial resilience. The purpose is to fund long-term solutions that help people feel more secure, confident, and in control of their financial future.

The Financial Futures Fund funds initiatives that aim to address the drivers of financial resilience and promote lasting change. Whether it’s improving access to financial services, building financial capability, or tackling systemic barriers, we’re committed to supporting work that makes a real difference in people’s lives.

The Financial Futures Fund invest in programmes and projects that: 
Build financial confidence and capability – helping people manage their money and plan ahead. 
Improve access to fair, affordable, and inclusive financial services – such as savings, protection, and pensions. 
Support people through financial shocks and hardship – including access to essentials and opportunities to build savings. 
Address systemic issues – such as debt, housing insecurity, and digital exclusion, which can undermine financial resilience.

Funding priorities
The fund looks for organisations and initiatives that are: 

• Transformational – aiming for long-term, sustainable change in financial resilience. 
• Impact-driven – focussed on measuring and demonstrating the difference they make. 
• Inclusive – supporting people and communities with low financial resilience, especially those facing inequality or discrimination. 
• Community-rooted – working closely with communities and embedding diversity, equity, and inclusion in everything they do. 
• Learning-focussed – committed to sharing insights and influencing wider change.

Grant Size: the minimum grant size is £100,000. There is no upper limit. The Financial Futures Fund has a total grant-making budget of up to £3 million for 2026, distributed across two funding rounds. The average grant awarded is typically between £250,000 and £300,000, spread over three years. The size of your funding request will be considered in relation to your organisation’s overall income and expenditure.